You need a budget sale7/3/2023 It is easier to save and achieve your financial goals when they have been budgeted for and money has been set aside for those.You get a better understanding of the state of your finances.It helps you cut down on things you do not need and bad spending habits.Like many people say, ‘a budget is you telling your money what to do’. Simply put, a budget is an estimate of your income and expenditure in a certain period. While it might be possible to achieve any of those goals without a budget having a budget that you stick to makes achieving your financial goals a lot easier. ‘Save $10,000, Pay off Debt, buy property, pay off student loan, grow investment portfolio, build emergency fund.’ Any of this sound familiar?you might have something similar as part of your financial goals and are probably wondering how you will achieve those. It’s a new year and if you are anything like me, you’ve written your 2022 goals and are looking forward to smashing all your goals this year.
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